Sometimes our tastes are more expensive than our budget permits. For this we offer up to 12 months interest free credit with a minimum deposit of only 10%.
(terms and conditions apply, see in store for full details)
No – currently Omni Capital Retail Finance will only offer retail finance to the individual applying and the decision whether to lend is based on that individual meeting our credit policy requirements.
Log into your OmniPort account using the e-mail address and password you provided when applying for your loan. From the menu bar at the bottom of the banner, select ‘Your Loans’ to see loans your current loans, or select ‘Loan applications’ to see those that you have applied for. In the status column can see what stage your loan is in.
If you have already been approved for a loan, but in consultation with Enfield Kitchens you have submitted a request to amend one or more variables then your original loan application will be marked with a padlock icon. You can view the amendments to your loan application be selecting the ‘Draft Loan Applications’ tab from within the Grey margin on the right of the screen. From your amended loan application click on ‘details’ on the right hand side of the loan to review the full loan applications details you have applied for. If you are content with these details press ‘Continue’ to recheck the details and approve the amended Direct Debit mandate, Credit Agreement and Pre Contract Information, before submitting the application to us.
If we accept the new terms of your loan application, your loan will be marked as ‘Approved’ under the ‘signed loan application’ page and the original loan status will amended to ‘Order Cancelled’ (and the padlock icon removed). If the amended loan application falls outside of our credit policy, then the amended loan status will show as ‘Decline’ and the original loan will remain as approved (with the padlock icon removed). In consultation with your retailer, you can either proceed with your purchase on the originally agreed terms of the loan, you can cancel the loan application completely, or you can try and amend the application again (perhaps for a reduced amount or an increased deposit, etc).
As explained in the 0% Finance section, a minimum of 10% deposit of the total amount is required in order to go forward with the loan application.